Insurance · last reviewed 10 September 2026
You are handing a stranger a key, a ladder and a pressure washer. You are allowed to ask what happens if they break something. Here is our answer, in public, before you ask.
Get a free quoteYes. Perfect Shine Home Solutions carries commercial general liability insurance with limits of $1,000,000 per occurrence and $2,000,000 aggregate, written through Ohio Security Insurance Company, a Liberty Mutual company. If you need a certificate of insurance for an HOA, a landlord, a property manager or a vendor file, text or call (208) 954-4864 and we send it within one business day with your name on it as certificate holder.
Last reviewed 10 September 2026 by Perfect Shine Home Solutions, Kuna, Idaho. Family-run in the Treasure Valley since 2016.
| What | Detail |
|---|---|
| Coverage | Commercial general liability |
| Each occurrence | $1,000,000 |
| General aggregate | $2,000,000 |
| Carrier | Ohio Security Insurance Company, a Liberty Mutual company |
| Named insured | Perfect Shine, LLC |
| Certificate of insurance | Sent within one business day, certificate holder named on request |
| Satisfaction guarantee | 200% — we redo it, or you do not pay |
Swipe the table sideways →
We do not publish the policy number or the declarations page here, for the same reason your insurer does not publish yours. The certificate is the document that proves coverage, it comes from our agent rather than from us, and you can have it in a day.
Text us the name and address that has to appear on it. Most go out the same day, and always within one business day.
Text for a certificateCall (208) 954-4864Insurance pays for accidents. It does not pay for a job you are not happy with, and any company implying otherwise is selling you something. Quality is a separate promise and we make it separately: the 200% satisfaction guarantee. Tell us and we come back and redo the work. If it is still not right, you do not pay for it. That is the whole policy, and it has no small print because there is nothing else to it.
Two promises, two different jobs. You get both.
Including us. If a company on your driveway cannot answer these in a minute, that is your answer.
Coverage type, limits, carrier and named insured are taken from Perfect Shine's own current policy declarations, issued through Ohio Security Insurance Company, a Liberty Mutual company. The certificate of insurance is issued by our agent and is available to any customer, HOA or property manager on request. This page is reviewed at every policy renewal.
Yes. Perfect Shine Home Solutions carries commercial general liability insurance with limits of $1,000,000 per occurrence and $2,000,000 aggregate, written through Ohio Security Insurance Company, a Liberty Mutual company. The named insured on the policy is Perfect Shine, LLC.
Yes, and you should ask. Text or call (208) 954-4864 with the name and address that need to appear on it and we will have the certificate issued and sent within one business day. It comes from our agent, not from us, which is the only version worth accepting from any contractor.
Yes. Send us the exact legal name and mailing address they want listed and we will have them added as certificate holder. If your contract or vendor packet asks for specific additional insured wording, send us the requirement and we will take it to our agent.
No, and we would rather say so than blur it. We carry liability insurance, not a surety bond. They are different products. A bond guarantees a contract gets finished; liability insurance pays when property is damaged or somebody is hurt. For house cleaning, window cleaning, gutters and pressure washing, the liability policy is the one that actually pays if something breaks at your house, and that is the one we carry.
Idaho does not issue a statewide trade licence for residential cleaning, window cleaning or pressure washing, and there is no state contractor board licence covering this work. So when a cleaning company in the Treasure Valley advertises itself as licensed, it usually means it is a registered business, nothing more. Perfect Shine Home Solutions operates as Perfect Shine, LLC and has been running since 2016. In this trade the credential worth checking is the insurance, so we publish it.
No, and no insurer's would. Insurance is for accidents: a cracked pane, a damaged screen, water where it should not be. Quality is covered by our 200% satisfaction guarantee instead. Tell us and we come back and redo the work, and if it is still not right you do not pay. You get both promises, they just cover different things.
You tell us, ideally before the crew leaves or the same day. We photograph it, and you get a call from us that day, not a voicemail loop. Small things we repair or replace ourselves at our cost, because filing a claim over a screen helps nobody. Anything beyond that goes to the carrier and we hand you the claim details in writing.
Ask for the certificate. It is issued by our agent and lists the carrier, the named insured, the limits and the policy period, and you can verify it against Ohio Security Insurance Company directly. A photo of a card, a screenshot, or a PDF a contractor typed themselves is not a certificate. That standard applies to us as much as to anybody else you let onto your property.
Family-run in the Treasure Valley since 2016. Insured, priced before we book it, and guaranteed.
Get a free quoteCall (208) 954-4864